FINANCING 

• We're Fast 

It's EASY to apply, and approvals come back in seconds. We've done our best to create a smooth, hassle-free experience from start to finish, so you can get what you need quickly

• We're Flexible 

Our unique decisioning method considers more than just credit scores, which lets us help customers from varied financial backgrounds. Bad Credit? No credit? Bankruptcy? No problem!

• We're Friendly 

We appreciate our customers, so we do our best to listen and treat them with respect. Our A+ grade with the BBB and 4.8 Google rating speak for themseleves.

Total Lease Cost = (Merchandise Cost + Tax) x Lease Factor + Fees

• For example, if your merchandise is $400, tax is $32, the Lease Factor is 2.0, and the processing fee is $49, then your total Lease Cost would be $913.

• Your Total Lease Cost is then borken up into regular payments over a 12-18- month term. 

• Your Lease Factor is the assigned ratio that determines your Total Lease Cost. Lease Factors vary for a number of reasons but can range from 1.5 to 3.0.

• How does it work 

We pay for the merchandise upfront, so we own it. You take it home and lease it from us until you make it all your payments. Then it's yours. It's that simple. 

• Can I complete my agreement early?

Sure! Pay the total cost of the merchandise and taxes, plus a prcessing fee or required lease charge, before the 100-day mark to obtain early ownership. Past the 100-day mark window, you'll receive a discount if you take care of your remaining payments at once. 

• Can I terminate my agreement early?

You can also end an agreement early by letting us know you want to cancel and returning the merchandise to us.

• Full-Term Plan - Lowest Payment Option

You must regular lease payment over 12-18 months, at which time you own the merchandise. This is the default option. Your total cost under this plan may be 1.5 to 3.0 times the cash price of the merchandise, plus applicable taxes and fees.

• 100-Day Option - lowest Cost Owner

Within the first 100 days, you may acquire ownership of the merchandise by making lease payments equal to the casj price,plus sales taxs and either a processing fee of up to $49 or a lease charge of up to 10% of the cash price. Visit us online at customer.snapfinance.com or call 877-557-3769 within first 100 days to schedule early purchase.

• Early Buyout Option - Most Flexible Lease Term

At any time, you can acquire ownership of the merchandise by paying all full-term lease payments thst are not yet due and recevie a discount on those lease payments of 30% or more.